Demonstrative Communication Paper Essay Example for Free

Demonstrative Communication Paper Essay Demonstrative communication consists of accepting and sending messages that can be silent; this can help give attention for the start of verbal communication even though a non verbal communication can transmit the message all by itself. An example of this would be facial expressions, which can be used to express most non verbal communications. According to Nayab body language along with facial expressions represent 55% of all communication. With demonstrative communication it can highlight the verbal communication for instance appropriately dressed, a nice firm handshake and conducting oneself in a professional manner while on employment interviews. Another example would be when two people meet for the first time; demonstrative communication can either show that the other person is either friendly or unpleasant by just saying the word hello. The facial expression of a smile can demonstrate whether the person is in good spirits and have a friendly personality. A good way to figure this out without the verbal communication would be the smile and other gestures through the nonverbal communication of the other person. An example of this would be a two people doing business together and when they meet for the first time and both business men smile at each other. This would be a nonverbal communication. The way that a person’s personality is shown is through their nonverbal communication. Demonstrative communication can go both ways in being effective and negative. There are many different facts that play into the nonverbal communication, like the clothes that people wear, their tattoos and possibly their hairstyles. Although these types of communications are nonverbal it does make some people a little uneasy about how they handle their business with someone with this type of communication. It does not matter what the tattoo is of. It can be misunderstood by the person that is viewing the symbol and the person with the tattoo will be labeled as a thug or someone that you should not do business with. That is why body language and facial  expressions can be very important when it comes to demonstrative communication. An example of body language that can be misunderstood would be when two people are talking and one person has their arms folded across their chest. This can be perceived as the person not listening or being considered overprotective of themselves and will not take criticism lightly. The person with the folded arms could just be cold or it is a learned gesture from their parents and that is how they listen. This is why many people would agree that demonstrative communication should not only have the nonverbal but also the verbal to go along with it so that people do not have any misunderstandings and the issue can be handled properly. According to Sutton, a person cannot fully deliver the anecdote of the day to anyone lacking words, except if the person can mime the entire tale (Sutton, 2011). Even if the person is able to mime they cannot express the entire issue perfectly. There has to be some degree of distance. This type of communication cannot always be expressed perfectly. An example of this would be that a person cannot convey the nonverbal communication over the phone and the person on the other end only has the verbal part of the communication and might take something the wrong way because they are not able to see the nonverbal part of the communication and that is where misunderstandings come in. Just like all other types of communication demonstrative communication requires listening and responding. It has been said time and time again that people receive more knowledge from someone’s actions more than their words. There are times when a person needs to listen not only with their ears but also with their eyes. An example of this would be when a new student has to get up in front of the class and introduce themselves, at first the new student may roll their eyes like so many do because they already know that it is hard enough to start school as the new kid but to have to stand up in front of everyone makes things even more intense. So the other kids have seen the new student roll their eyes but they also have to listen to what is being said because the action was just an annoyance for having to stand up in front of everyone. It is important to remember to listen as well as taking in the scene of what is going on around them. Both the verbal and nonverbal communication will create the listening and response aspect of the  communication. In today’s world all around us there are people unknowingly using demonstrative communication. Just by smiling at their neighbor or waving at someone they are using demonstrative communication. Even though this communication can be misinterpreted or misunderstood it is still wise to try and listen to see if there is anything that the person is also saying. References: ReferencesCheesebro, T., O’Connor, L., Rios, F. (2010). Communicating in the workplace . Upper Saddle River, NJ: Prentice Hall. Nayab, N. (2010, July 26). Different types of communication . Retrieved from http://www.brighthub.com/office/project-management/articles/79297.aspxSutton, N. (2011, March 26). Pros and cons of nonverbal communication.

Causality among Financial Liberalization, Poverty and Income Inequality

Kappel, V (2009) explored the impact of financial liberalization on poverty and income inequality by using panel and cross country data of developed and developing countries. By applying OLS and 2SLS significant negative relationship is found between financial development and income inequality. In developed countries weak evidence was found for financial development to decrease income inequality whereas in developing countries financial liberalization was found to increase income inequality. Pradhan (2010) examines the causal relationship among economic growth, financial development and poverty reduction in India during the period of 1951 to 2008. The empirical analysis deploys cointegration and dynamic Granger’s causality. Long run equilibrium relationship is found to be present among financial development, economic growth and poverty reduction .The Granger’s causality test shows that there is unidirectional causality from poverty reduction to economic growth, economic growth to financial development, and financial development to poverty reduction and economic growth to poverty reduction. It also shows the presence of no causality between financial development and economic growth, and poverty reduction and financial development. The research study recommends that economic growth is of prime importance to stimulate financial development and both could play a pivotal role in reducing poverty. Jeanneney and Kpodar (2006) examine how financial development is useful in reducing by poverty on one hand by McKinnon conduit effect and on the other by promoting economic growth. The study is conducted on a panel of developing countries during the period of 1966 to 2000 first by employing OLS and then by Dynamic panel Generalized Met... .... The bank of Albania (2009) inspects the causative association between financial development and economic growth for the Albanian economy using the Granger causality test for five different proxies for financial development. For the non-stationary and non-cointegrated series, the VAR model has been constructed and later, the above test has been applied. For non-stationary series but with a cointegrating relationship, the Granger-causality test has been applied after the construction of the vector error correction model (VECM). The empirical findings of the study show that there is a positive relation between all indicators measuring the financial development and economic growth in the long term. While in the short term, this relation is quite vague since different indicators provide different results. The data used in this paper belong to the period 1996-2007.

The day for the interview came

It is a hard life living in the real world. The world doesn’t provide literally what we need; we have to work hard in order to satisfy our basic needs. Monetary considerations are included as personal pursuits in order to live fully as an individual and justify our existence here on Earth. But first, in pursuing this goal, one needs to find a job for this to be his medium in attaining the much needed financial stability.I, for one, had first-hand experiences on the hardships one faces when hunting for a well-paid job.The first step in finding work is the making of a well-organized resume and submitting this to a company or institution where you want to work for. After your credentials are assessed by their human resource department, they may call you for a job interview in order for them to have the chance to know the extent of the truthfulness of your credentials stated in your resume.The first job interview is considered one of the hardest and challenging parts of the job hu nting process.  The moment I got my first call from a clerk of a certain office, I couldn’t contain myself. I was exhilarated. My tireless efforts of submitting resumes to different companies and offices finally paid off. Looking back, I saw myself organizing the contents of my resume, encoding, printing this in multiple copies and putting these in big envelopes.Then, I was off, handing these to different offices; sometimes I walk, or ride a bus when the need arises, just so I can give all the resumes to the different offices. Then, the call came for my first job interview; my first chance to directly tell them with frankness what I am capable of.Some say that first impressions last.   So I had to choose the best clothes that I have to wear, groomed myself before the mirror a hundred times, and rehearsed the things that I would answer to pre-conceived probable questions that have to be asked. These, I hoped, would create a positive impact on the interviewers.I expected th at the interview itself would be much tensed; I experienced a mixed feeling of dread and trepidation when I opened the door towards the conference table. Lo and behold! The interview was to be done by a panel of interviewers. I did not expect this. For an eternity, I felt that I will collapse upon seeing their faces, expressionless, ready to bombard me with questions.But, to my delight, I was met with reassuring and comforting handshakes by the interviewers. I thought, at that exact moment that I’ll get through that interview, which eventually I did. The moment I answered the first question, my self-esteem suddenly rose. A set of questions came after myriad of questions, yet I was able to answer these fairly.Others questions were answered the best way possible, or so I thought. This gave me a boost to persist and carry on until the last minute is through. Until I felt that I was completely at ease, as if I am just talking to colleagues and contemporaries. As quick as it start ed, the interview ended. This left me with an awakening; I survived my first job interview.I finally came up with a conclusion that pleasure and fun are not just derived from starting to do our first job tasks; rather the sense of adventure and accomplishment can be drawn from the path or process of finding a job, such as the interview process.Life is not hard as it seems, if taken with a positive outlook. It would just be hard if we don’t try to tackle the challenges it has to offer. Once we get to overcome these, we realize that we are learning, at the same time getting nearer to our goal.

Alpen Bank: Launching the Credit Card in Romania

Alpen Bank: Launching the Credit Card in Romania Written Analysis of Case Presented to: Miss Tania Hassan Presented by: * Case Overview: Alpen bank has to make a crucial decision whether or not they should launch the credit card business in Romania. The bank had to come up with a market strategy that can generate at least â‚ ¬5 million in profit within 2 years. Prior to introduction of the credit card in the market the Bank has to analyze whether an opportunity exists for the launch of the credit card. It has to further decide how to position the card in the market, what should be the target audience for the service.The bank has currently established a premium image by targeting the affluent class. Core Problem: Whether to launch credit card if it adds â‚ ¬ 5million profit to consumer bank segment within 2 years. The Alpen Bank seems hesitant to launch the credit card due to the existence of following problems: * Low per-capita income levels. * The population seemed inexperienc e with the usage of credit card. Consumer spending was cash based and merchant acceptance of card payments was low. Analysis: Opportunity: Considering the economic and market conditions as explained in the case, Alpen Bank should launch a credit card.It seems that Alpen Bank has an opportunity as economic environment in Romania had changed from 2006 after it joined European Union. The economy there was developing; a growing trends of luxury purchasing emerged, there was also an increasing likeliness of using card instead of cash and lastly other competitors had already taken similar strategies in the market. The credit and debit card market of Romania is also seen to grow at a good pace of 35% in 2006 and about 9. 5million cards were being used in the market. Apart from certain positives there are certain problems in credit card market too.People use cards generally for withdrawing cash rather than for buying products or services so there is less revenue driven from transactions. Ev en merchants are still ignorant in accepting credit cards and prefer payments through cash Thus it shows that Alpen has an opportunity to cash on the credit card but it would require efforts especially in marketing the card. Positioning: Alpen Bank has established a premium image and reputation of serving the affluent clientele. The bank should focus on its current strength rather than penetrating into a new customer base.The affluent class represents the top 10% of population which has about 24% of wealth. They are priced less sensitive and thus positioning the card on high end would be beneficial for the bank. They are career oriented; active professionals who would like to use their cards frequently for making purchases Moreover, for countries like Romania, it is seen that credit cards are somewhat  stickier as compared to the developed countries. This shows that if Alpen positions its card as a high end product, it will gain a share of market which would stick to its card. The middle class is also a potential market for the credit card.The middle class also has a huge potential especially in terms of the size of  market however they are more price-focused and would only welcome this new credit card if  the interest rates are low. They also have a  monthly income which supports them to have a credit card. Based on the attitudes of customers in other emerging economies it can be said that customers in middle-income class have a lower actual utilization rate when compared  with affluent class. If Alpen Bank currently emphasize on Affluent class it would be safer for it rather than it focuses on middle class. As today’s middle class may become affluent class of tomorrow.The decision whether to target affluent class or middle class depends on the revenue they generate solely or combined. The final objective of the analysis is to identify the profit generated if Alpen Bank serves Affluent class solely or it serves both. For this purpose we have analyzed the financial data provided to us in the case. Target Segment| Annual Income| %age of Potential Card Holders| Potential Card Holders| Annual Revenue| Total Revenue| Middle Class| 3,000-4500| 18. 2%| 3385200| 60. 63| 205244676| Affluent| 4500-6000| 15%| 2790000| 123. 38| 344230200| Most Affluent| 6000+| 12. 9%| 2399400| 209. 5| 503274150| Total| | | 8574600| | 1052749026| Total Population Qualify for credit Card = 18. 6million Revenue Per Card Holder (all three classes) = 122. 78 Revenue Per Card Holder ( Affluent+ Most Affluent)=163. 31 In the above scenario we have first calculated the value of each segment. Given in the case is that the population of Cardholders is 18. 6 million. Through exhibit 5 we determine the percentage of potential cardholder for each segment give in the above table column 3. Through that we determine the Potential card holder. After that we multiply the population of each segment with that of annual revenue.After summing up the total revenue we div ide once it with the population of combine three segments to derive Revenue Per card holder, and once with the population of Affluent + Most affluent to derive at the value of Revenue per card holder of affluent and most affluent. Customer Acquisition for All Customers | Unit Cost| Prospect Reached| ResponseRate| Qualification Rate| Conversion Rate| No. of Customer| Total Cost| Cost per Customer| Direct Mail| 0. 50| 2500000| 3%| 60%| 85%| 38250| 1250000| 32. 68| Take One| 0. 10| 2000000| 2. 5%| 30%| 85%| 12750| 200000| 15. 69| FSIs| 0. 05| 3500000| 1. %| 30%| 85%| 13388| 175000| 13. 07| Direct Sales| 3000/rep| 60000| 25%| 60%| 85%| 7650| 3000| 3. 92| Branch Cross-Sell| 1| 50000| 50%| 90%| 85%| 19125| 50000| 2. 61| | | | | | | 91163| 1710000| 18. 75| No. of Customer= 2500000 * 0. 03 *0. 60* 0. 85 In case of Affluent Class the Number of Customer will be reduced by 50% for Direct Mail, Take One and FSIs so the cost per customer for Affluent class will be 18. 31 Profit Calculation All C ustomers| 50,000| | 100,000| Revenue( 122. 78)| 6,139,000| Revenue( 122. 78)| 12,278,000| Acquisition Cost(18. 75)| (937,500)| Acquisition Cost(18. 5)| (1,875,000)| Direct Cost (20)| (1,000,000)| Direct Cost (17. 5)| (875,000)| Revenue| 4,201,500| Revenue| 9528000| Less| | Less| | Fixed Cost| 5,000,000| Fixed Cost| 5,750,000| Advertising Expense| 2,000,000| Advertising Expense| 2,000,000| Total Profit/( Loss)| (2,798,500)| Total Profit/( Loss)| 1,778,000| Through the above calculation of profit we can identify that Breakeven is occurring in between 50,000 and 100,000 customers. So now we calculate the breakeven. X in the following formulae is assumed to be additional customers. 122. 78 ( X+ 50,000) – ( 5,750,000+2,000,000) – ( 50,000*17. 5 + 36. 5*X) =0 X= 28,758 Break Even = 50,000+ 28,758= 78,758 At 150,000 customers we are generating revenue of greater than 5million so to identify the no. customer at which we get 5million profit we develop the following formulae 122 . 78( X+100,000)- ( 650,000+2,000,000) – ( 100,000*15 + 33. 75*Y) = 5,000,000 No. Of Customer =130,574 We apply the same process to the affluent class. Break Even: 163. 31( X+ 50,000) – ( 5,750,000 + 2,000,000) – ( 50000* 17. 5 + 35. 81* X) = 0 X= 3,604 Break Even = 53,604 Revenue Analysis: 163. 31 ( X+50,000) – ( 6,500,000 + 2,000,000) – ( 15*100,000 + 35. 81* X)= 5,000,000 X=42,820No. of Customer = 92,820 Recommendations: After doing the further breakeven and revenue analysis we recommend ALPEN bank to launch credit Card. The Bank is able to generate the profit as required. The bank should Position Credit Card as a high-end premium product in the initial stages. Firstly it is easy for bank to cater the need of the existing customers. By positioning the product in the affluent class the Bank is able to reach breakeven point in less number of customers. After getting a strong foothold in the market the Bank should focus of targeting the middle clas s as they are affluent class of tomorrow.

American Beauty analysis essays

American Beauty analysis essays This film, written by Alan Ball and directed by Sam Mendes, was released in 1999. It won many awards, including the Academy award for best picture, although it was and still is very controversial. The movie portrays the American suburbanite family in a bleak and dismal light and dares to discuss off-limit, intense topics dealing with the American life. This film requires insightful reflection and analysis in order to understand its profound significance and multifaceted layers. While many topics are explored and uncovered in the film, several dominant themes occur in American Beauty which are of great consequence. The first is the idea of looking closer. This recurring aspect of the film urges the audience to see that things are not as they appear on the surface. Examples include the seemingly perfect but actually dysfunctional family, the suggestion that someone else killed Lester, the fact that Angela turned out to be a virgin though she acted quite unvirginal, and the discovery that the homophobic Colonel is gay. The director and screenwriter purposefully made occurrences have an incredibly different outcome than perceived. The truth or beauty itself may be found in a place where a person never expected to find it, like in a plastic bag floating the filmmaker tries to rid the audience of its preconceived notions about truth and beauty, which is crucial in understanding the next theme about beauty. Beauty is, of course, another omnipresent, significant theme in American Beauty. The filmmmaker uses the film to ask questions about beauty to the American public, such as, what is beauty, where can it be found, how is it achieved, and so on. Each character has a dissimilar viewpoint regarding these questions about beauty. They each have their own idea or image of what is beautiful. The way each character defines beauty ultimately defines the characters themselves in the film. For example, Ri ...

5 Questions to Answer in Your University Book Review

5 Questions to Answer in Your University Book Review 5 Questions to Answer in Your University Book Review At first thought, it seems that there is no difference between a book review, book report and book summary. The only true fact is that all these types of writing deal with a book. However, among the three a book review has a special purpose to describe, analyse and evaluate books citing evidence and examples from the book in question. Many students are not sure that they’re on the right way while working on a university book review. As a result, they can get very low scores for it. Want to be highly assessed? Bring 5 questions into focus to answer them in your book review. 1.   Who is the Author of the Book? In a book review, you have to give credit to the author. The author’s name and background should be part of an introduction. You can also state the perspective from which the author wrote the book and evaluate if he or she was biased in favour of writing the book or not. Besides, focus on the question why the author wrote on this subject rather than on some other subject. 2.   What is the Thesis of the Book? A good book review has two theses the author’s thesis and your thesis based on how you understand the book. Concerning the authors thesis, you should explain whether he or she expresses it adequately in the book and by what means. Cite examples from the book to support your claims. Another thesis brings new insight into the book content and should help readers understand it from different perspectives. You can provide both   evaluations positive and negative. 3.   Was the Intended Message Delivered Effectively? Every book intends to carry a particular message to the audience. A clear message is meant to emerge from writing. It is your task as a student to determine what message the author intended to communicate and whether he/she effectively got across this message. Feel free to criticize anything that you feel the author didn’t capture perfectly. After all, that’s the essence of a book review be critical. To critically analyze and evaluate a book in your review! 4.   What are the Strengths and Weaknesses of the Book? A book review is not yet complete if you don’t highlight various strengths and weaknesses belonging to the book under consideration. It is recommended that you have a paragraph with each point. Cite evidence from the book by explaining them, otherwise, your book review won’t be reliable as required. For each weakness, you should provide a possible solution that can help improve the book. 5.   Is there an Alternative Way of Arguing the Same Idea? It is within the bounds of possibility that people can be on opposite ends. When it comes to a book review, don’t forget to demonstrate the other ways of presenting the same idea. Irrespective of whether the author argued his/her ideas effectively you should evaluate whether there are possible alternatives to it. State them and explain how each of them would have brought a whole new dimension into the book. There are a few basic questions that you have to answer when writing a university book review. We have highlighted them that you should pay attention to so that you’ll be able to write a really good book review. Another way to complete a review without being confused is to apply our custom writing service for buying book reviews online. Our academic writers are ready to help you out immediately you ask for assistance.

A Discourse Community jail inmates and those who visit them Essay

A Discourse Community jail inmates and those who visit them - Essay Example As John Wideman put it in his seminal book, a person visiting a prison "is forced to become an inmate . . . subject to the same sorts of humiliation and depersonalization . . . made to feel powerless, intimidated by the power of the state" (p.52). Yet this process of making visitors feel like prisoners paradoxically brings about a sense of community between visitor and inmate that might not otherwise exist.I visited my mother's boyfriend in prison for three years. He had been wrongly convicted and was in a state jail that seemed to attempt to make it very difficult for people to visit the prisoners in comfort. First of all, the criminal background of the person visiting needed to be checked before you could be put on the prisoner's visitor list. In an ironic reversal from the normal of role of prisons, to enter on e as a visitor one could not have a criminal record. Yet at the same time, once you had been passed as non-criminal (or at least never having been convicted of a criminal o ffense) you were then searched quite extensively before being allowed in.The visitors were forced to wait for more than an hour in a quite depressing and dirty waiting-room. The "discourse" that they took part in was one of silence at this point.